Center for Health Policy

A Limit on Consumer Costs Is Delayed in Health Care Law

A little publicized delay in one of the key affordability provisions of the ACA has recently been discovered. The Obama administration delayed the provision for 1 year that would place a limit on out-of-pocket costs, including deductibles and co-payments. The limit on out of pocket costs was not supposed to exceed $6,350 for an individual and $12,700 for a family. This delay in implementation was posted on an administrative website in February and was not formally announced, at least until it was discovered by the media. This delay means that insurers can continue (as current practice) to set higher limits or no limits compared to those outlined in the law. The implication of this delay could be felt most by patients that require surgery or have chronic diseases.

 Read the NY Times story here.

Health Law Adds New Expense For Farmers

There is very serious concern about the Affordable Care Act, especially among businesses. Many employers are trying to estimate the impact the law’s mandate that employers provide coverage to full time employees will have on their bottom line. Likely, the effect will vary depending on the specific situation of each business, in particular the type of workers and the typical profit margin of the business. One of the best examples of business impact may be agriculture, which typically has slim profit margins and a need for full time workers.

The following story covers this issue and you can access it here.