A little publicized delay in one of the key affordability provisions of the ACA has recently been discovered. The Obama administration delayed the provision for 1 year that would place a limit on out-of-pocket costs, including deductibles and co-payments. The limit on out of pocket costs was not supposed to exceed $6,350 for an individual and $12,700 for a family. This delay in implementation was posted on an administrative website in February and was not formally announced, at least until it was discovered by the media. This delay means that insurers can continue (as current practice) to set higher limits or no limits compared to those outlined in the law. The implication of this delay could be felt most by patients that require surgery or have chronic diseases.
Read the NY Times story here.