In 2008, the Mental Health Parity Act was passed into law. Today, Bloomberg reports that the final mental health and substance use disorder parity rule was issued, expanding mental health coverage to most insurance plans and ensuring equal treatment for mental health patients. The ruling ensures access to intermediate levels of care for residential treatment and outpatient mental health services and clarifies plan participant disclosure rights, including how deductible and visit limits are not more restrictive for mental health care, in general. It also requires insurers to charge similar co-payments for mental health treatments and services as they would for physical health problems, making it clear that parity applies to all plan standards, including those plans in state insurance marketplaces.
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For more information on the final rule, click DHHS Final Mental Health Parity Rule